Living in sin
I’ve been working on some sample budgets of what kind of income Josh and I would have to make combined to be able to afford all the bills that come with living on our own (preferably in a house we buy, not rent). My estimates are around $2500, including savings and my student loan payments, which isn’t that bad or impossible.
The sooner we can buy a house, the better. I really want us to live together on our own for a while before we get married. I love the boy to death, but I’m not naive enough to think that things will be the same as they are now once we’re in our own place. Things change when it’s just two people responsible for cleaning the house and doing the shopping and repairs and stuff. We need to get used to each others’ tiny habits and tics before getting married.
I say “buy” because I’ve always felt that renting is like a waste of money. Unless it’s rent-to-own, all that money you’re spending each month is getting you no closer to actually owning anything. I want my house to really be mine, or rather, ours. And he agrees.
Of course, his aunt thinks it’s positively sinful for us to live together before we get married. I assume she doesn’t know we’re already having sex. Of course, this is a woman in her 40s who has not been married. She’s a nice woman and all. Just sayin’.
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July 22nd, 2008 at 10:25 am
sinner!
we’re living in sin too, really. i’ve slept over at lain’s house & eaten every meal pretty much there for the last year ..so i guess you could say we live together. it gets tight & annoying sometimes, but only because we only have ONE room. one. little. room. but i can’t waiiiiit for our own place.
lain’s grandma is the same, doesnt think people should live together before marriage. so that means that when she comes over, she isn’t allowed to go in his room or else she’ll see allllll my stuff, lolol.
July 24th, 2008 at 7:53 am
I assume that the reason you want to live together is to ensure that you get along okay? If so surely renting for six months or a year is the more sensible option in case things don’t work out? Then you don’t have to worry about selling a house in what is currently a very awful market you only have to get out of a lease.
Other advantage to renting is that if something happens like the roof collapses, it isn’t your responsibility to get it fixed or pay the bill. You don’t have to have building insurance only contents insurance so one less bill there too.
Since you’ve never lived on your own before either it might be nice to see what your bills really are before buying somewhere. I had no idea how much things would really cost.
Also, when we moved out we got a one bedroom flat which we thought was huge - we were upgrading from one room like Jordan has. After four years we had run out of space and we’re now in a three bedroom semi-detached house and we’re already getting a little snug after four years. DVDs, CDs and books are probably the biggest culprits, you just end up with stuff you know?
Whatever you end up with will be better than the current situation so best of luck to you!